Knowledge is everything, so check out all the currencies that are accepted in the countries you will be visiting. Know what is accepted where, like in Switzerland, they accept Swiss Franc, in Sweden it is Krona, and in Italy it is Euros. Keep a note of the exchange rate and the difference between dollars and the respective currencies. It will help you keep a check on your budget.

As easy as it seems, exchanging cash for the new currency from the exchange kiosks will make a hole in your pocket. Do not go and exchange your dollar bills, as the exchange rate is higher, and you will lose almost 5 to 10%. You will find many exchange kiosks at major railway stations or airports, but it is suggested that you should avoid cash exchange unless it's an emergency.

• 1. Use ATM machines to withdraw cash, and better use debit cards to get a good exchange rate. Avoid using standalone machines; rather, go to bank-affiliated ATMs.
• 2. The easiest way to pay in Europe is through Credit Cards. They are widely accepted across the continent, and you won't be charged any extra transaction fees.
• 3. In case you need money, choose to go to Banks for currency exchange. They give better exchange rates without making you feel the burden of high fees.

Hack: How to Avoid or Minimise Exchange Fees in Europe

Use a fee-free travel debit card to withdraw cash from bank-affiliated ATMs in Europe. These cards often give you real exchange rates and refund ATM fees, saving you money compared to traditional bank cards.

You might think that you will stop by the airport after landing to get the European currency, but it is recommended to at least get some amount right before travelling. You never know how long it will take for the immigration process, and the intensely high rates on airport money exchange kiosks. It is better to have some currency in your hand for any situation. To order currency in the US, you can contact your bank or credit union, ask for the exchange rate, and voila, if everything seems okay, you can arrange for pickup or delivery.

Well, vacations are for enjoyment and letting loose, try not to stress over conversions every now and then. Europe has paper money as well as different coins - just keep them and do not stop your enjoyment.

Pro-Tip: Try to spend all the coins and loose currency before heading back to your home country to avoid confusion while exchanging money.

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